Privacy & Data

Chatki Privacy Policy
— Your Data, Handled with Care

At Chatki, protecting the personal information of our Pakistan users is something we take seriously. This Privacy Policy explains exactly what data we collect, why we collect it, how it is used, who it may be shared with, and what rights you have over your own information.

By registering an account or using any part of the Chatki platform, you agree to the data practices described in this policy. Please read it fully — it is written to be straightforward and clear, not buried in unnecessary legal jargon.

Last Updated: January 2026
Our Privacy Commitment
Six Ways Chatki Protects Your Privacy

These are the core principles that guide how we handle your personal data on the Chatki platform every single day.

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Data Encrypted in Transit & at Rest

All data transmitted between your device and Chatki's servers is protected using SSL/TLS encryption. Sensitive information stored on our systems — including payment details and identity documents — is encrypted at rest using industry-standard methods. Your data is never stored in plain text.

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We Never Sell Your Data

Chatki does not sell, rent, or trade your personal information to unaffiliated third parties for marketing or commercial purposes. Your data is used solely to operate your account, process transactions, prevent fraud, and improve the platform experience. That is it — nothing beyond what is necessary.

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Data Collected Only as Needed

We follow the principle of data minimisation. We only collect information that is genuinely required to provide the service — your name, contact details, date of birth for age verification, payment information for deposits and withdrawals, and activity data to keep your account secure. We do not collect data just to have it.

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You Can Access Your Own Data

As a Chatki user, you have the right to request a copy of the personal data we hold about you at any time. We will respond to valid data access requests promptly. If any information we hold is inaccurate or outdated, you can request a correction and we will action it without unnecessary delay.

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Data Deletion on Request

If you close your Chatki account and wish for your personal data to be deleted, you can submit a deletion request to our support team. Subject to any legal retention obligations (such as financial records required for anti-money laundering compliance), we will delete your data within a reasonable timeframe.

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Regular Security Reviews

Chatki's security infrastructure is reviewed and updated on an ongoing basis. Access to personal data within our organisation is restricted on a need-to-know basis — only the staff and systems that require access to your data to perform a specific function are permitted to access it. All access is logged and audited.

Summary: Chatki collects the personal data you provide when registering and using the platform, as well as technical data about how you use our services. We use this data to operate your account, process PKR transactions, prevent fraud, and improve the platform. We do not sell your data. You have the right to access, correct, and request deletion of your information at any time by contacting our support team.

1 Who We Are

Chatki is an online sports betting and gaming platform operating at chatki.bid. References to "Chatki", "we", "us", or "our" throughout this Privacy Policy refer to the operator of the Chatki platform. This policy applies to all users who access or use the Chatki website, mobile app, or any associated services.

If you have any questions about who controls your data or how this policy applies to your specific situation, please contact our support team using the details in Section 13.

2 What Data We Collect

We collect different types of personal information depending on how you interact with the Chatki platform. Here is a breakdown of the main categories:

Category Examples When Collected
Identity Data Full name, date of birth, gender, government ID details Registration & KYC verification
Contact Data Email address, phone number, residential address Registration
Financial Data Payment method details, transaction history, deposit and withdrawal records Deposits & withdrawals
Account Data Username, account balance, betting history, bonus usage, VIP tier Ongoing platform use
Technical Data IP address, device type, browser, operating system, session logs Every platform visit
Usage Data Pages visited, games played, bet amounts, time spent, click patterns Ongoing platform use
Communications Data Support chat transcripts, emails, feedback submitted When you contact us

You are not required to provide all of the above data to browse the Chatki website. However, certain data — particularly identity and contact data — is mandatory for account registration, and financial data is required before any deposit or withdrawal can be processed.

3 How We Collect Your Data

We collect personal data through the following channels:

  • Directly from you: When you fill in the registration form, complete KYC verification, submit a deposit or withdrawal request, contact our support team, or update your account settings.
  • Automatically: When you visit or use the Chatki platform, our systems automatically collect technical and usage data including your IP address, device information, browser type, and session activity. This happens via cookies, server logs, and similar tracking technologies.
  • From payment processors: When you make a deposit or withdrawal via JazzCash, Easypaisa, Raast, bank transfer, or card, our payment processing partners share transaction confirmation data with us to verify and record your transaction.
  • From identity verification providers: When you submit documents for KYC verification, our third-party identity verification partner processes and confirms the validity of the documents and shares the result with us.
  • From fraud prevention services: We may receive risk signals or flagged data from fraud detection services that help us identify suspicious account activity or payment anomalies.

4 Why We Use Your Data

Chatki uses your personal data for the following specific purposes:

  • Account creation and management: To register your account, verify your identity, maintain your profile, and manage your preferences and settings.
  • Processing transactions: To handle your PKR deposits and withdrawals via JazzCash, Easypaisa, Raast, bank transfer, cards, or mobile wallets — and to maintain accurate records of all financial activity on your account.
  • Providing the service: To allow you to place bets on cricket, PSL, T20, football, esports, and other markets; to play slots, live casino games, and instant win games; and to apply bonuses and promotions to your account.
  • Security and fraud prevention: To detect and prevent unauthorised account access, payment fraud, multi-accounting, bonus abuse, and other activities that violate our Terms and Conditions.
  • Customer support: To respond to your queries, resolve disputes, process complaints, and communicate important account-related information to you.
  • Legal and compliance obligations: To meet our obligations in relation to anti-money laundering (AML) checks, age verification, record-keeping, and any other applicable legal or regulatory requirements.
  • Platform improvement: To analyse usage patterns, identify bugs, improve user experience, and develop new features based on how Pakistan players actually use the platform.
  • Responsible gaming: To monitor account activity for signs of problem gambling behaviour and to apply tools such as deposit limits, self-exclusion, and session reminders where relevant.

Note on marketing: If you have opted in to receive promotional communications, we may use your contact details to send you information about bonuses, new features, and offers. You can opt out at any time by contacting the support team or updating your account notification preferences.

5 Who We Share Your Data With

Chatki does not sell or rent your personal data to third parties. We may share your data with the following categories of recipients only where necessary and for legitimate purposes:

  • Payment processors: JazzCash, Easypaisa, Raast, and other payment partners receive the transaction data necessary to process your deposits and withdrawals. These partners operate under their own privacy policies and security standards.
  • Identity verification providers: When you complete KYC, your submitted documents are processed by a trusted third-party verification service. This provider confirms whether your documents are valid and returns the result to us — they do not use your documents for any other purpose.
  • Fraud detection and security services: We use specialist fraud prevention tools that process certain technical and behavioural data to help identify suspicious patterns and protect our users and platform.
  • Game providers: Third-party casino game suppliers (who provide slots, live dealer games, and other games on the platform) may receive necessary session data to deliver the gaming experience. They do not receive your full profile or payment details.
  • Legal and regulatory authorities: Where required by law or a legitimate legal process, we may disclose personal data to relevant authorities. We will only do so to the extent required and will notify you where legally permissible.
  • Internal group companies: Where Chatki operates as part of a group of related entities, relevant personal data may be shared within that group for operational, compliance, or technical purposes, under the same data protection standards.

All third parties with whom we share personal data are required to handle that data securely and in accordance with applicable data protection principles. We do not permit third parties to use your data for their own marketing or commercial purposes.

6 Payment Data and Financial Records

Given that Chatki processes real-money PKR transactions, the way we handle financial data deserves specific attention.

  • Full card numbers and mobile wallet credentials are never stored on Chatki's servers. Payment details are tokenised and processed directly by our payment partners via secure, encrypted connections.
  • Transaction records — including deposit amounts, withdrawal requests, dates, and payment methods used — are stored on Chatki's systems as part of your account history. These records are necessary for account management, dispute resolution, and AML compliance.
  • Financial transaction records may be retained for a minimum period required by applicable AML and financial record-keeping obligations, even after your account is closed.
  • Withdrawals are only processed to payment methods previously used for deposits on the same account. This matching requirement is part of our fraud prevention and AML procedures.

Supported PKR payment methods on Chatki: JazzCash, Easypaisa, Raast, bank transfers, debit/credit cards, and mobile wallets. All transactions are denominated in PKR. Chatki does not apply currency conversion charges on PKR transactions.

7 Cookies and Tracking Technologies

Chatki uses cookies and similar technologies to make the platform work properly and to understand how users interact with it. Here is what we use and why:

  • Essential cookies: These are necessary for the platform to function. They manage your login session, remember your preferences, and keep your account secure. You cannot opt out of essential cookies while using the platform.
  • Analytics cookies: These help us understand how users navigate the platform — which pages are visited most, where users drop off, and how features are used. This data is aggregated and anonymised where possible.
  • Performance cookies: Used to monitor platform speed and technical performance, helping us identify and fix issues quickly.
  • Preference cookies: These remember your settings and preferences — such as your selected language or display options — so you do not have to set them every time you visit.

You can manage cookie preferences through your browser settings. Note that disabling certain cookies may affect the functionality of the Chatki platform and your ability to use some features.

8 How Long We Keep Your Data

We retain your personal data for as long as your account is active and for a reasonable period afterward, based on the following principles:

  • Active accounts: All account data is retained for the duration of your active relationship with Chatki.
  • Closed accounts: Following account closure, we retain core identity, contact, and transaction records for a minimum period as required by anti-money laundering and financial compliance obligations. This period is typically five years from the date of account closure, though the specific period may vary.
  • Support communications: Chat logs and email correspondence with our support team are retained for a reasonable period to handle potential follow-up queries and dispute resolution.
  • Technical and log data: Server logs and technical access data are typically retained for a shorter period and used solely for security monitoring and performance analysis.

Once the applicable retention period has passed and there is no legitimate reason to continue holding your data, we will delete or anonymise it in a secure manner.

9 Your Data Rights

As a Chatki user, you have the following rights in relation to your personal data. To exercise any of these rights, please contact our support team using the details in Section 13.

Right of Access

You can request a copy of all personal data we hold about you. We will provide this in a readable format within a reasonable timeframe after verifying your identity.

Right to Rectification

If any data we hold about you is inaccurate or incomplete, you have the right to request a correction. We will update the information promptly upon verification.

Right to Erasure

You can request that we delete your personal data where there is no longer a legitimate or legal reason for us to hold it. Some data may be retained as required by law even after this request.

Right to Restrict Processing

In certain circumstances, you can request that we limit the way we process your data — for example, while a correction request is being reviewed or a complaint is being investigated.

Right to Data Portability

Where technically feasible, you can request that we provide your personal data in a structured, machine-readable format so that it can be transferred to another service provider.

Right to Object

You can object to the processing of your data for direct marketing purposes at any time. You can also object to other forms of processing where your interests override our legitimate purpose.

10 Minors and Under-18 Users

Chatki is strictly an adult platform. We do not knowingly collect personal data from individuals under the age of 18. Our registration process includes an age declaration, and we reserve the right to request documentary proof of age at any point.

If we become aware that a user is under 18, their account will be immediately suspended, all activity will be reviewed, and any funds in the account will be dealt with in accordance with our Terms and Conditions. If you are a parent or guardian and believe a minor has registered on Chatki, please contact our support team immediately.

We also recommend using device-level parental controls to restrict access to online betting and gaming platforms for minors in your household.

11 How We Keep Your Data Secure

Chatki implements a range of technical and organisational measures to protect your personal data against unauthorised access, accidental loss, alteration, or disclosure:

  • SSL/TLS encryption: All data in transit between your browser or app and our servers is encrypted using secure SSL/TLS protocols.
  • Encryption at rest: Sensitive stored data, including identity documents and financial records, is encrypted at rest on our systems.
  • Access controls: Only authorised staff with a specific operational need are permitted to access personal data. All access is logged, reviewed, and audited regularly.
  • Secure payment infrastructure: We do not store raw card or mobile wallet credentials on our servers. Payment data is handled by PCI-DSS compliant processors.
  • Incident response: In the event of a data security incident that affects your personal data, we will notify affected users within a reasonable timeframe and take immediate steps to contain and address the breach.
  • Two-factor authentication: We encourage all users to enable two-factor authentication on their Chatki account as an additional layer of login security.

Despite these measures, no system is completely immune to risk. We therefore encourage you to use a strong, unique password for your Chatki account and to keep your login credentials private. Never share your password with anyone — Chatki staff will never ask you for your password.

12 Changes to This Privacy Policy

Chatki may update this Privacy Policy from time to time to reflect changes in how we operate, the technologies we use, or applicable legal requirements. When we make changes, the updated policy will be published on this page with a revised "Last Updated" date.

  • For significant changes that materially affect how we use your personal data, we will make reasonable efforts to notify you — for example, via an in-platform notification or email to your registered address.
  • Your continued use of Chatki after an updated Privacy Policy has been published constitutes your acceptance of the revised terms.
  • If you do not agree with any changes to this Privacy Policy, you should stop using the platform and request account closure in accordance with the Terms and Conditions.

We recommend checking this page periodically so you are always aware of how your data is being handled.

13 Contact Us About Privacy

If you have any questions, concerns, or requests relating to this Privacy Policy or the way Chatki handles your personal data, please reach out to our support team. We are available around the clock and will do our best to respond to privacy-related queries promptly.

Privacy & Data Queries: [email protected]
Support Hours: 24 hours a day, 7 days a week
Response Time: Most queries are addressed within a few hours. Complex data requests may take up to 5 working days to fully resolve.

When submitting a data access, correction, or deletion request, please include your registered email address and a description of your request so we can verify your identity and action your request efficiently.

You can also find answers to common account and privacy questions on our FAQ page.

Your Data is Safe — Now Enjoy the Platform

Register your free Chatki account today, deposit in PKR via JazzCash or Easypaisa, and start betting on cricket, PSL matches, and more. Fast, secure, and built for Pakistan.